The weighted average interest rate on all new deposits remained almost unchanged from the previous month, at 0.57%. 

In particular, the average interest rate on overnight deposits from households remained unchanged at 0.03%, while the corresponding interest rate on deposits from businesses was 0.20%, down from 0.17% in the previous month.

The average interest rates on deposits with agreed maturity of up to 1 year from households and businesses remained almost unchanged at 1.86% and 3.16%, respectively.

NEW LOANS

The weighted average interest rate on all new loans to households and businesses increased by 24 basis points to 5.78% In particular, the average interest rate on consumer loans without a fixed maturity (a category that includes credit card loans, open loans and current account overdrafts) decreased by 7 basis points to 14.92%.

The average interest rate on consumer loans with a fixed maturity and variable interest rate increased by 12 basis points to 12.23%, while the average interest rate on mortgage loans with a variable interest rate decreased by 26 basis points to 4.70%.

The average interest rate on business loans with no specific maturity decreased by 6 basis points to 6.61%. The corresponding interest rate for business loans also fell by 6 basis points to 7.55%.

The average interest rate on new business loans with a fixed term and variable interest rate remained almost unchanged at 5.41%. The average interest rate on regular maturity floating rate loans to small and medium-sized enterprises (SMEs) decreased by 29 basis points to 5.88%.