The criteria for granting loans to non-financial corporations (NFCs) remained unchanged in the second quarter of 2024, in line with expectations expressed in the previous quarter's survey, according to data released by the Bank of Greece on Tuesday.

At the same time, banks estimate that the criteria will remain unchanged during the first quarter of 2025.

According to the BoG, the overall terms of lending to MFIs also remained unchanged compared to Q3 2024, although, due to the improvement in liquidity and the general financial situation of banks, interest rates and the banks' margin for ordinary loans decreased.

In the second quarter of 2024, overall loan demand from MFIs increased, especially long-term loans, mainly due to the financing needs of "Special Purpose Entities" for stock formation and working capital. For Q1 2025, banks expect demand from MFIs to remain almost unchanged, although demand for short-term loans is expected to increase.